Wealth Campaign EDM (Q3 1Jul – 30Sep 2025)

The Wealth Campaign (the “Campaign”) is carried out by Tokio Marine Life Insurance Singapore Ltd. (“TMLS”) and is subject to the Terms and Conditions (“Terms”) set out below.  

  1. Eligible Products  
  2. a) #goAffluence 
  3. Campaign Period  

For the Eligible Product, policies issued between 1 July 2025 and 30 September 2025 (both dates  inclusive), unless extended or withdrawn by TMLS at its sole discretion.

Qualifying Criteria 

  1. The policy must be issued within the Campaign Period. 
  2. The application is for a new policy of the Eligible Product and is not an application to Top-Up  Premium or to pay a Recurring Single Premium to an existing policy. 
  3. The policy is issued and registered in Singapore. 
  4. There is no cancellation of the policy during the free-look period. 
  5. The Life Assured must not die by suicide or due to any Pre-Existing Condition, whether sane or otherwise, within one (1) year following the later of the Issue Date of the policy, the last  Reinstatement Date of the policy or the effective date of Change of Life Assured. 
  6. The policy must not be terminated due to any misrepresentation or non-disclosure of material facts. 

Terms and Conditions 

  1. Unless otherwise defined, capitalized terms used in these Terms shall have the same meanings  given to them in the product provisions of the Eligible Product. 
  2. For #goAffluence policies issued within the Campaign Period: 
  3. a) Campaign Benefits: An additional Startup Bonus will be paid on top of the Initial Bonus (which  is inclusive of the Welcome Bonus). The Startup Bonus is equivalent to 20% of each regular  premium paid in only the first Policy Year and will be computed and automatically credited to  the policy in the form of additional units. 
  4. b) Any recurring Single Premium and/or Top-Up Premiums are not eligible for the additional Startup  Bonus. 
  5. c) In the event that the Startup Bonus has been credited and TMLS discovers that any of the Qualifying Criteria have not been met, TMLS reserves the right to recover an amount equivalent  to the credited bonuses (including any Units purchased using such bonuses) in any manner at  its sole discretion, including but not limited to setting off equivalent amounts against any sums  due to the participant of this Campaign. 
  6. d) The Startup Bonus is not exchangeable and/ or refundable for cash, credit, or any other items  in whole or in part. 
  7. The Campaign does not affect nor change any term or condition of the policy issued to the  policyowner by TMLS. Please refer to your policy contract for all other terms and conditions  governing your insurance policy. 
  8. TMLS’s decision on all matters relating to this Campaign shall be final and binding. TMLS reserves  the right and sole and absolute discretion to amend, add, withdraw, supplement, terminate, cancel,  or suspend this Campaign or vary these Terms at any time without notice, reason or liability. 
  9. TMLS reserves the right to disqualify any participant in the Campaign and/or pursue legal action  against any person it believes has undertaken fraudulent activities or other activities harmful or  prejudicial to TMLS or this Campaign.
  10. In addition to the terms and conditions and consents provided under the Eligible Product policies,  the customer consents to the collection, use and disclosure by TMLS, its affiliates, service providers,  vendors and their associated riders (including proposal forms) for the purposes of administering the  Campaign, such consent or consents being given in accordance with the provisions of the Personal  Data Protection Act 2012 and TMLS’s Data Protection Policy (available at  https://www.tokiomarine.com/sg/en/life/about-us/corporate-policies/fair-dealing/personal-data 

protection.html).  

  1. Any trademarks, graphic symbols, logos, or intellectual property contained in any material used in  connection with this Campaign are the property of their respective owners. TMLS and its affiliates  and merchants are not affiliated with, or endorsed or sponsored by, such owners and their relevant  affiliates. 
  2. To the maximum extent permitted by law, each participant of this Campaign agrees that TMLS, its  respective affiliates, subsidiaries, advertising and promotion agencies, and their respective officers,  directors and employees (the “Relevant Organisers”) shall not be liable for injury, loss, claims or  damage of any kind arising out of or in connection with his or her participation in this Campaign,  including but not limited to the participants’ acts, omissions or negligence and/or the use / misuse  of any Campaign Benefits awarded. Each participant of this Campaign further agrees to indemnify  and hold the Relevant Organisers harmless against any losses, damages, costs, expenses, claims,  or liabilities of any kind arising in connection with his or her participation in this Campaign. 
  3. These Terms shall be governed by and construed in accordance to the laws of Singapore and parties  agree to submit to the exclusive jurisdiction of the courts of Singapore. 
  4. This Campaign cannot be used in conjunction with other promotions, discounts, offers, vouchers,  rebates, or other campaigns, unless otherwise permitted in writing by TMLS in its sole and absolute  discretion. 
  5. No third party shall have any right under the Contract (Rights of Third Parties) Act 2001 to enforce  these Terms. 
  6. In the event of any inconsistency between the terms and conditions in the brochure and/or  marketing or promotional materials relating to the Campaign and these Terms, the Terms indicated  herein will prevail. 

  

Note: 

This promotional material is not intended as an offer or recommendation to the purchase of any  insurance plan. The #goAffluence plan is underwritten by Tokio Marine Life Insurance Singapore Ltd.  and are only available through our authorised distributors. Kindly obtain the required product  disclosures and seek advice from a financial adviser before making a commitment to purchase them.  As buying a life insurance policy is a long-term commitment, an early termination of the policy usually  involves high costs and the surrender value, if any, that is payable to you may be zero or less than the  total premiums paid. It is also detrimental to replace an existing life insurance policy with a new one as  the new policy may cost more or have fewer benefits at the same cost. 

Protected up to specified limits by SDIC. 

This advertisement has not been reviewed by the Monetary Authority of Singapore. Information shown in this marketing material is for reference only and is correct as at 1 July 2025. 

EDM-062-JUL2025 E&OE

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