Life & Term Plans
A life and term insurance plan is like a perfectly mixed Yuan Yang-blending the best of both worlds to provide comprehensive coverage for your health and your family’s security. Just as Yuan Yang harmonises the richness of coffee with the smoothness of tea, a life and term insurance plan combines the longevity of life insurance with the specific protection of term insurance.
These plans ensure that you’re covered for life’s uncertainties, providing long-term financial security for your loved ones while also addressing immediate needs. Whether it’s securing your family’s future or covering critical life stages, this balanced approach offers peace of mind, knowing that your health and your family’s well-being are fully protected. Like the satisfying blend of Yuan Yang, these plans give you the best of both worlds, ensuring that your financial safety net is as robust and reliable as possible.
Comprehensive
Coverage
Offers a combination of lifelong protection (whole life insurance) and temporary, high-coverage protection (term insurance) for a complete safety net.
Death
Benefit
Provides a lump sum payout to beneficiaries upon the policyholder’s death, ensuring financial support for loved ones.
Total and Permanent
Disability (TPD) Coverage
Includes protection against TPD, offering financial support if you are unable to work due to a disabling injury or illness.
Flexible Premiums
and Customizable Plans
Adjust premiums to fit your financial needs and tailor coverage to your life stages, ensuring a balanced mix of protection, savings, and TPD coverage.
Affordability
Term insurance provides high coverage at a lower cost, making it an affordable option for specific periods, such as during mortgage repayment or child-rearing years
Peace of Mind
Ensures that your family’s financial future is secure, covering both immediate and long-term needs, including protection in case of TPD.