“As a former Senior Financial Services Manager, I’ve seen all sides of the insurance industry. Even after leaving the field, when it came to protecting my family, I knew exactly who to trust—Kelvin. Having known him for years, I’ve always respected his integrity, expertise, and genuine care for his clients. He doesn’t just sell policies; he ensures you get the right coverage without the fluff. That’s why, despite no longer being in the industry myself, I still turn to him for my family’s insurance needs. Trusted then, trusted now.”

I got my insurances from Annie for years and I am very happy and grateful with the service received from her. Annie is very professional, knowledgeable and efficient! She is also friendly and patience in explaining insurance policy details and answering my questions from time to time. I highly recommend Annie to anyone looking for a reliable and knowledgeable insurance agent.

I just wanted to take a moment to thank you for your exceptional service, Annie. From the very start, you have been so helpful, attentive, and patient in answering all of my questions. You truly made the process easy to understand and tailored everything to fit my needs perfectly. Your professionalism and willingness to go the extra mile have made this experience seamless, and I genuinely appreciate your dedication to ensuring I had the right coverage.

What’s even more wonderful is that my family members are just as pleased with your service. You took the time to ensure they were well taken care of too, and they are grateful for how you made everything simple and clear for them as well. It’s rare to find someone so committed to providing outstanding customer service, and we all feel confident knowing we’re in such great hands. Thank you again for everything!”

Kelvin has been my trusted financial adviser for the past 16 years, guiding me from my early days as a young professional to where I am today. He is thoughtful and takes the time to understand my evolving needs at every life stage, offering authentic advice with complete transparency on the pros and cons of each policy. His approach is never about selling, but about ensuring I have the right coverage that aligns with my goals and circumstances.

Beyond just me, Kelvin is also a trusted adviser to my family, ensuring that we all have the right financial protection tailored to our needs. His dedication goes beyond just policies—when I faced a health challenge several years ago, he supported me through the claims process, even advising me on policies that weren’t under his remit. His genuine care, integrity, and deep expertise make him an adviser I can always count on, and I wholeheartedly recommend him to anyone looking for a reliable and ethical financial partner.

Annie is one of the most patient and genuine insurance agents I’ve met. She never pushes for a sale and always takes the time to explain things clearly, making sure I understand my options before making a decision. Whether it’s an endowment plan or hospitalization coverage, she focuses on what’s best for me rather than just selling a product. More importantly, she always makes sure to follow up so that my claims are settled. If you want an insurance agent who’s easy to talk to and truly looks out for you, she’s the one!

We are extremely thankful for the tremendous supports we have received from Kelvin and Annie, especially during our difficult times when both of my children were hospitalized at the same time. They were responsive, always available to answer my queries and guided me through every step of the insurance and claim process. They are not only professional at work but also genuinely attentive and caring. Their friendly demeanour made discussing my insurance needs much more comfortable. We highly recommend them to anyone looking for an insurance agent.

We’ve been really lucky to have met Annie 5 years ago for all our insurance needs, and we can confidently say she is one of the most dedicated and responsible agent we’ve ever encountered. From the start, she took time to understand our needs and provided clear, honest advice to help us choose the right insurance plans for our sons and ourselves.

Her responsiveness and attention to detail have given us peace of mind, knowing that our policies are in good hands. Whether we have a question or need assistance with a claim, Annie is always there replying us promptly.

We truly appreciate the exceptional service and support she had consistently provided. We highly recommend Annie to anyone looking for a trustworthy and dependable insurance agent.

Kelvin and Annie has been my financial planner for years. From personal to hospital and even policies for my child, I leave it all to them because they are the most professional advisors I have seen. They are both knowledgeable and very reliable as they are always there to advise whenever I have any doubts. I highly recommend both of them to anyone looking for a trustable advisor.