Promotion

Special Bonus (Harvest-Wealth) Campaign EDM (Q3 1Jul – 30Sep 2025)

Posted on by admin
30
Jul

The “Special Bonus (Harvest/Wealth)” campaign (the “Campaign”) is carried out by Tokio  Marine Life Insurance Singapore Ltd. (“TMLS”) and is subject to the terms and conditions  set out below (these “Terms”). 

Special Bonus (Harvest/Wealth)

Eligibility 

  1. Eligible Products: Harvest Max, Harvest Pro, Wealth Max (II), Wealth Pro (II).
  1. Customers are entitled to the “Welcome Bonus” with every purchase of a new Eligible Product during the  Qualifying Period. 
  2. Subject to the Qualifying Criteria below, customers will receive the “Welcome Bonus” on top of the Initial  Bonus for each Regular Premium paid in the first policy year of each Eligible Product policy submitted during the Qualifying Period. 
  3. The “Welcome Bonus” under this Campaign is calculated by multiplying the applicable Welcome Bonus Rate below with the Regular Premium paid for the Eligible Product. 
  4. The “Welcome Bonus” will be credited on top of the Initial Bonus, as soon as the Regular Premium is  received in full by TMLS. The allocation of the “Welcome Bonus” will follow the same allocation as the  Initial Bonus. 
  5. Qualifying Criteria: 
  6. The policy must be submitted within the Qualifying Period; 
  7. The application is for a new policy and is not an application to Top-Up Premiums or to pay a  Recurring Single Premium to an existing policy; 

iii. The policy is issued and registered in Singapore; and 

  1. There is no cancellation of the policy during the free look period. 

Terms & Conditions 

  

  1. Unless otherwise defined, capitalized terms used in these Terms shall have the same meanings given to them  in the product provisions of the Eligible Product.  
  2. Recurring Single Premiums and/or Top-up Premiums are not eligible for the Welcome Bonus. 3. In the event that the Welcome Bonus has been credited and TMLS discovers that any of the Qualifying Criteria  have not been met, TMLS reserves the right to forfeit the credited bonuses (including any Units purchased  using such bonuses).  
  3. The Welcome Bonus is not exchangeable and/or refundable for cash, credit or for any other items in whole or  in part.  
  4. TMLS’s decision on all matters relating to this Campaign shall be final and binding. TMLS reserves the right at  its sole and absolute discretion to amend, add, withdraw, supplement, terminate, cancel or suspend this  Campaign or vary these Terms at any time without notice, reason or liability. 
  5. TMLS reserves the right to disqualify any customer and/or pursue legal action against any person which it  believes has undertaken fraudulent activities or other activities harmful or prejudicial to TMLS or this Campaign. 7. In addition to the terms and conditions of and consents provided under the Eligible Product policies, the  customer consents to the collection, use and disclosure by TMLS, its affiliates, service providers, vendors  and/or subcontractors, of the personal data furnished in connection with the application for Eligible Products  and their associated riders (including proposal forms) for the purposes of administering the Campaign, such  consent or consents being given in accordance with the provisions of the Personal Data Protection Act 2012  and TMLS’s Data Protection Policy (at https://www.tokiomarine.com/sg/en/about-us/fair-dealing/personal data-protection.html). 
  6. To the maximum extent permitted by law, each participant of this Campaign agrees to indemnify and hold TMLS  harmless against any losses, damages, costs, expenses, claims or liabilities of any kind arising in connection  with his or her participation in this Campaign.  
  7. These Terms shall be governed by and construed in accordance to the laws of Singapore and parties agree to  submit to the exclusive jurisdiction of the courts of Singapore.  
  8. This Campaign cannot be used in conjunction with other promotions, discounts, offers, vouchers, rebates or  other campaigns unless otherwise permitted in writing by TMLS in its sole and absolute discretion.  11. No third party shall have any right under the Contracts (Rights of Third Parties) Act 2001 to enforce these Terms. 

Note: 

This promotional material is not intended as an offer or recommendation to the purchase of any insurance plan.  The insurance plans are underwritten by Tokio Marine Life Insurance Singapore Ltd. and are only available through  our authorised distributors. Kindly obtain the required product disclosures and seek advice from a financial adviser  before making a commitment to purchase the qualifying product(s). As buying a life insurance policy is a long-term  commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is  payable to you may be zero or less than the total premiums paid. It is also detrimental to replace an existing life  insurance policy with a new one as the new policy may cost more or have fewer benefits at the same cost.  

Protected up to specified limits by SDIC. 

This advertisement has not been reviewed by the Monetary Authority of Singapore. 

Information shown in this promotional material is for reference only and is correct as at 1 July 2025. EDM-063-JUL2025 E&OE

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